{"schema_version":1,"slug":"selic","title":"Taxa Selic e juro real","summary":"A taxa básica de juros definida pelo Copom e quanto ela rende acima da inflação.","description":"A Selic é a taxa básica de juros da economia brasileira, definida a cada 45 dias pelo Comitê de Política Monetária (Copom). Ela influencia o custo do crédito, o rendimento de investimentos e a inflação. Aqui você acompanha a meta da Selic e o juro real: a Selic descontada da inflação acumulada em 12 meses.","category":"economia","tags":["juros","Copom","política monetária","inflação"],"sources":[{"name":"Banco Central do Brasil — SGS 432 (Meta Selic)","url":"https://www3.bcb.gov.br/sgspub/?codigoSerie=432","license":"Dados abertos do Banco Central do Brasil"},{"name":"Banco Central do Brasil — SGS 13522 (IPCA acumulado em 12 meses)","url":"https://www3.bcb.gov.br/sgspub/?codigoSerie=13522","license":"Dados abertos do Banco Central do Brasil"}],"frequency":"Diária (muda nas reuniões do Copom)","coverage":"2006–2026","updated_at":"2026-11-07T15:45:20Z","data_until":"07/11/2026","kpis":[{"label":"Meta Selic","value":13.75,"format":{"kind":"percent","decimals":2,"unit":"a.a.","compact":false,"grouping":true},"delta":{"value":-1.25,"format":{"kind":"number","decimals":2,"unit":"p.p.","compact":false,"grouping":true},"period":"em 12 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meta Selic está em 13,75% ao ano desde 17/09/2026; a última mudança foi um corte de 0,25 p.p..","Descontada a inflação de 12 meses, o juro real está em 8,77% ao ano, acima do registrado em 85% dos meses desde 2006.","Em 12 meses, a taxa caiu 1,25 p.p.."],"highlights":[{"text":"A meta Selic está em 13,75% ao ano desde 17/09/2026; a última mudança foi um corte de 0,25 p.p..","chart":"historico","start":"2026-09-17","end":"2026-09-17","at":"2026-09-17","label":"13,75% desde 17/09/2026"},{"text":"O maior nível do período foi 18,00% ao ano, a partir de 01/01/2006.","chart":"historico","start":"2006-01-01","end":"2006-01-01","at":"2006-01-01","label":"máxima: 18,00%"}],"methodology":["Meta Selic: série 432 do SGS, em % ao ano, registrada a cada dia útil.","Juro real ex-post: (1 + Selic) / (1 + IPCA 12 meses) − 1, usando a Selic do último dia de cada mês e o IPCA acumulado em 12 meses do mesmo mês."],"columns":[{"name":"mes","description":"Mês de referência (AAAA-MM-01)"},{"name":"selic_meta","description":"Meta Selic no fim do mês, % ao ano"},{"name":"ipca_12m","description":"IPCA acumulado em 12 meses, %"},{"name":"juro_real","description":"Juro real ex-post, % ao ano"}],"rows":249}